Smart Business Account 2.0 for ERP
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Features
- Platinum
- Gold
- Silver
- Basic
*per month as per MAB maintained
for same month
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Free unlimited NEFT/ RTGS/ IMPS collection
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Free fund transfer/ cheque payment
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Unlimited cheque collection
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Free NEFT/ RTGS payment - online
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Free NEFT/ RTGS payments - branch
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Complimentary Business Gold Debit Card
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Free unlimited NEFT/ RTGS/ IMPS collection
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Free IMPS payment transactions per one lakh monthly average balance*
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100
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50
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150 per
1 lac MAB -
100
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Free cheque leaves*
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150 per
1 lac MAB -
Min 100
leaves -
100 per
1 lac MAB -
75
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Free branch transactions count*
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200 per
1 lac MAB -
150 per
1 lac MAB -
50 per
1 lac MAB -
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Free DD/PO issuance*
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Unlimited
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50 per
1 lac MAB -
50 per
1 lac MAB -
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Free outward cheque return p.m.
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Unlimited
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10
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2
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Free cash deposit limit*
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@ 12 times
MAB;
Max 10 Cr -
@ 10 times
MAB;
Max 2.5 Cr -
@ 10 times
MAB;
Max 1.2 Cr -
2.5 Lacs or
25 txn w/e
is lower -
Free cash withdrawal at base branch
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Free cash withdrawal limit at non-base branch* - only for self cheques
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@ 12 times
MAB;
Max 10 Cr -
@ 10 times
MAB;
Max 2.5 Cr -
@ 10 times
MAB;
Max 1.2 Cr -
50,000
per day -
Free mobile alerts
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Choose your account facility
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Quarterly Average Balance (QAB) Requirement
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Metro & urban branches
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500,000
-
100,000
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50,000
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25,000
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Semi-urban & rural branches
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250,000
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50,000
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25,000
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25,000
Quarterly Average Balance (QAB) Waiver
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Waiver upto one year for startups - MCA firms with upto 10 years vintage
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Lifetime zero QAB when throughput through connected banking is more than or equal to 25,000 for the quarter
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Features
- Platinum
- Gold
-
Free unlimited NEFT/ RTGS/ IMPS collection
-
-
-
Free fund transfer/ cheque payment
-
-
-
Unlimited cheque collection
-
-
-
Free NEFT/ RTGS payment - online
-
-
-
Free NEFT/ RTGS payments - branch
-
-
-
Complimentary Business Gold Debit Card
-
-
-
Free unlimited NEFT/ RTGS/ IMPS collection
-
-
-
Free IMPS payment transactions per one lakh monthly average balance*
-
100
-
50
-
Free cheque leaves*
-
150 per
1 lac MAB -
Min 100
leaves -
Free branch transactions count*
-
200 per
1 lac MAB -
150 per
1 lac MAB -
Free DD/PO issuance*
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Unlimited
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50 per
1 lac MAB -
Free outward cheque return p.m.
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Unlimited
-
10
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Free cash deposit limit*
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@ 12 times
MAB;
Max 10 Cr -
@ 10 times
MAB;
Max 2.5 Cr -
Free cash withdrawal at base branch
-
-
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Free cash withdrawal limit at non-base branch* - only for self cheques
-
@ 12 times
MAB;
Max 10 Cr -
@ 10 times
MAB;
Max 2.5 Cr -
Free mobile alerts
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-
-
Choose your account facility
-
-
Quarterly Average Balance (QAB) Requirement
-
Metro & urban branches
-
500,000
-
100,000
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Semi-urban & rural branches
-
250,000
-
50,000
Quarterly Average Balance (QAB) Waiver
-
Waiver upto one year for startups - MCA firms with upto 10 years vintage
-
-
-
Lifetime zero QAB when throughput through connected banking is more than or equal to 25,000 for the quarter
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