Simplified and hassle free Current Account opening process.

Business Current Account

For MSME

As an MSME, your needs are unique. So is our current account. With features tailored to not just meet your business needs, but also to help it grow, it is the perfect banking solution for your business.

  • Choose your own account number
  • InstaBIZ mobile app - one app for all your business
    banking needs
  • Cheque clearing up to 05:00 p.m.
  • Higher free transaction limits*
  • Auto bank reconciliation
  • Instant business loans*
Insta Biz
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Insta Biz

For Startup

Got a dream that will shape the future? To give it wings, you need a bank that thinks tomorrow. Our current account offers you an array of digital solutions that scale along with your business.

  • Instabiz mobile app – business banking ka super app
  • Current account that adjusts as per your business needs
  • Offers to assist you for beyond banking needs
  • Lending solution for working capital requirements
  • Quarterly Average Balance (QAB) waiver up to one year*
Insta Biz
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Insta Biz
Current Account for Startups
Export Import Current account

For Export & Import

When you are thinking global, you need a banking partner with a presence around the world. Open a current account with us, to take your business places, literally!

  • Digital platform for fast and paperless transactions
  • Large dedicated team of specialists
  • Initiate trade transactions anytime, anywhere
  • Inward remittance settlement in less than 1 hour
  • Outward remittance SWIFT generation in less than 5 hours
  • Bank guarantee issuance in less than 3 hours
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For Merchants

Our current account offers solutions that are tailor-made just for your business needs. So that you can focus on your business, while we take care of the rest.

  • Digital POS on boarding
  • Multiple POS/Swipe machines available
  • Dedicated app for service and other
    collection solutions
  • Billing software integration
  • Complimentary all in 1 QR Code
  • No sate settlement charges
Insta Biz
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Insta Biz
Current account with POS machine
Current account for ERP solutions

For Banking through ERP

A digital-first business needs digital banking solutions that integrates with business management platforms. Open a current account with us to do away with hassles of manual reconciliations and much more.

  • Automate reconciliation
  • Faster vendor/salary payments
  • Integration with all large accounting/payroll/inventory platforms
  • Track business expenses
  • Introductory offers from various partners
  • Application programming interface (API) banking
Insta Biz
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Insta Biz

Checklist of Documents required for
opening
Current Account

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FAQs

If you have the required documents to identify your consituition, then fill the form above and our relationship officer will get in touch with you.

Yes, after review page, you can select last 6 digits of your account number. If the same is available, it will be blocked in system against your PAN for a selected time period, hence please submit the documents to our branch executive for in person verification immediately. For example, if you have selected 123456 as last 6 digits of your account number, the complete account number will be similar to 777705123456.

After filling the above form, you will be guided to the "Get Best Product" page, you can enter details with respect to your business such as industry that your business belongs to, Annual Sales Turnover, Monthly Average Balance that you want to maintain, etc. basis which the best suited Current Account product details will be displayed to you. You can also select a different Current Account product that you want to compare and select that accordingly.

We suggest you to upload the required documents for it will ease your account opening process. However, if you are not able to upload them, then please click on Skip and Continue.

The charges depend on the Current Account product selected by you. You can view the detailed charges of the product on Get Best Product page. You can also view charges of different products on ICICI Bank website here is the direct link to access this page.

You need to enter the PAN Card details according to the entity selected by you, e.g. for proprietor or individual, the 4th letter in PAN is P.

You can open only one account except for clients having multiple line of business under same PAN or multi location business.

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